Insurina Insurance UAE

Medical Malpractice Insurance: Have You Heard of It Before?!

Medical Malpractice Insurance: Have You Heard of It Before?!

Medical Malpractice Insurance: Have You Heard of It Before?!

Health and medical insurance policies are not limited to covering the treatment of diseases and protecting patients. They also protect those working in the medical field against committing errors and negligence.

What is Medical Malpractice Insurance?

Medical malpractice insurance is a type of insurance that provides coverage for all individuals in the medical field against potential medical errors or negligence that may cause harm to patients and financial losses to medical institutions. These errors include, but are not limited to:

  • Diagnosis.

  • Treatment or surgery.

  • Prescription of medications.

  • Other medical procedures.

Who Benefits from Medical Malpractice Insurance?

The UAE Ministry of Health includes all medical specialties in medical malpractice insurance, covering 31 professions related to the medical field. The covered specialties include:

  • Human medicine (all medical specialties).

  • Dentistry.

  • Pharmacy.

  • Nursing.

  • Optometry.

  • Nutrition.

  • Laser therapy.

  • Radiation therapy.

  • Medical physics.

  • Physical therapy.

  • Nuclear medicine.

The law also includes hospitals and private clinics.

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What are the Benefits of Insurina's Medical Malpractice Insurance?

Considering that statistics show that physicians in obstetrics, gynecology, general surgery, other surgical specialties, and orthopedic surgery are more prone to legal action due to medical errors, medical malpractice insurance offers several advantages:

- It covers any type of error or negligence resulting in bodily, mental, or disease-related injuries or death.
  • - It protects doctors and medical institutions from financial losses resulting from legal claims due to medical errors or negligence.
  • - It compensates the insured for the costs incurred for legal defense.

What are the Exclusions of Insurina's Medical Malpractice Insurance?

Every insurance policy has its features and exclusions. Insurina's medical malpractice insurance does not cover accidents resulting from misconduct. The policy does not include:

  • Actions resulting from the influence of drugs or alcohol.

  • Harassment and sexual assault.

  • Unethical actions such as fraud, trafficking, illegal activities, and theft.

  • Injuries caused by ambulance vehicles.

  • Medical errors resulting from uninsured medical institutions.

  • Disclosure of the patient's medical secrets leading to legal action.

  • Medical errors resulting from general anesthesia procedures.

Discover the most suitable insurance offers from the best insurance companies in the UAE.

What is the Cost of Medical Malpractice Insurance?

The cost of medical malpractice insurance from Insurina is calculated based on several factors:

  • The practitioner's or institution's period of medical practice.

  • Specialization.

  • Professional track record of the practitioner or institution.

  • Size of the medical institution.

  • Type of coverage required.

To get all the details and explore the best offers from insurance companies in the UAE, simply contact the insurance advisor at the Insurina platform.